Insurance

Every swap covered. No opt-in.

When you accept a swap, your home is automatically protected — and so is the partner’s. There’s no checkbox, no upsell. You both also get a 24/7 support line and a guaranteed rematch within 48h if a trip is interrupted.

§ 04 · Insurance, always on

Every swap covered. No opt-in.

Swaps aren’t rentals, but they’re still two families trusting each other with their homes. We underwrite every accepted exchange automatically — no checkbox, no upsell.

01

Property damage to €150k

If something breaks, cracks, floods, or walks off during a swap, it's covered — both directions, both homes.

02

Third-party liability

A guest slips in your kitchen. A pipe bursts next door. Our policy handles it so the swap doesn't turn into a lawsuit.

03

Trip interruption

Flight cancelled, partner pulls out, pandemic? You're reimbursed — or rematched with a home of equal fit within 48 hours.

What's covered

Property damage to €150,000
Both homes. Both directions. We pay for repairs or replacement of damaged items, finishings, and structural damage caused during the swap window.
Third-party liability
If a guest causes injury or damage to a third party (a neighbour, a passerby, a delivery person), our policy handles the legal and medical exposure.
Trip interruption — rematch in 48h
If something falls through (a flight, a partner cancellation, an emergency at home) we either reimburse non-refundable travel costs or find you a same-period swap of equal fit within 48 hours.

Your home is worth
a thousand trips.

We’re collecting listings now — early access opens September 2026. Hosts who list before launch surface first.

◦ 92 countries◦ Insurance included◦ No host fees◦ No platform commission